BRMS is a nationwide Third Party Administrator leading the industry in delivering innovative employee benefit services and solutions. Anthem Blue Cross represents the largest National network of providers with deep discounts and a growing network of healthcare providers who make it easier for members to receive quality care. By making smart decisions about how you use your medical benefits, you can achieve better health and manage your costs.

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• BRMS/Anthem Blue Cross HDHP+HSA Plan provides coverage for in-network and out-of-network care, and you do not need to select a Primary Care Physician (PCP) for care coordination.

• It qualifies as a high-deductible health plan, giving you access to a tax-advantage Health Savings Account (HSA).

• The HSA is a bank account that allows you to set aside pre-tax dollars to help you pay for eligible health care expenses.