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Medical plans

Natus offers a selection of plans that can help you and your family stay healthy. 

All of the medical plans provide comprehensive coverage, including preventive care, preexisting conditions, hospital stay, prescription drug, as well as mental health services. Your monthly costs and out-of-pocket expenses will vary based on the plan and coverage level you select.

Aetna HDHP Plan+HSA and Rx Benefits

Aetna Pharmacy Benefits

  • Aetna HDHP+HSA Plan provides coverage for in-network and out-of-network care, and you do not need to select a PCP for care coordination.

  • It qualifies as a high-deductible health plan, giving you access to a tax-advantage Health Savings Account (HSA).

  • The HSA is a bank account that allows you to set aside pre-tax dollars to help you pay for eligible health care expenses.

Location-based plans

Lower-cost plan based on your location: Kaiser for employees in CA and WA, Dean Health for employees in WI, and Aetna HDHP+HSA for employees in all other locations.

Kaiser (California and Washington)

Aetna Health Travels

Whether you're traveling in or out of the country, sometimes unexpected health problems can happen. Aetna provides additional further assistance 

Transparency

in Coverage

This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Glossary

HDHP+HSA

The Aetna HDHP is a hsa- qualified medical plan that can be paired with a HSA or you may enroll in the HDHP as a stand-alone medical plan.

 

The HDHP offers coverage when you see in-network or out-of-network providers without requiring a referral from a primary care physician.

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HSA stands for Health Savings Account.

HMO

HMO means "Health Maintenance Organization." HMO plans offer a wide range of healthcare services through a network of providers who agree to supply services to members.  You're required to coordinate your care through a Primary Care Physician when you are enrolled in an HMO.

  • Kaiser is one of Natus' low cost medical plans, available to employees who live in California and Washington only. 

  • Kaiser is a Health maintenance Organization (HMO) that provides patient services, hospitalization, supplies and prescription drugs through its own network of doctors, hospitals and other Kaiser-affiliated health care facilities. 

  • Kaiser covers your expenses only if you go to a Kaiser provider or facility. You are also covered if you have a life threatening emergency when you are outside of a Kaiser service area.

  • Once enrolled, you will select a PCP to manage your care within Kaiser's network and to refer you to specialists. 

Dean Health Plan (Wisconsin)

How much do these plans cost out of each paycheck?

Review the benefit plan costs.

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